After watching several interviews where intelligent people missed some important points, because they claimed that after the rise of AI we will all be happy and do whatever we want, and that if you have assets you are safe, I decided to write about some of the possible scenarios moving forward. I’m sorting them by likelihood, but that’s just based in my humble opinion as of February 2026.

1) The AI scare, ~2% likelihood
AI companies don’t deliver on the promised productivity gains or a rogue AI does something disastrous, like taking hold of powerful weapons and using them against ourselves. Both of which result in investors running away from AI companies and maybe they are even outlawed, becoming something of the past.

2) AI augmentation, ~18% likelihood
AI provides the promised productivity gains but it’s not ~100% perfect, so you still need people to polish its work. Every company gains in productivity and no jobs are lost. Science and industry evolve much faster than ever before and it accelerates as time goes by because computers keep getting faster. It’s a win/win!.

3) AI takes your job, and there is no government intervention, ~ 40% likelihood
AI provides the promised productivity gains and it’s ~100% perfect, first it takes all the jobs that are made with computers, shortly afterwards AI trained robots take all the remaining jobs. There’s an everlasting economic crisis, one that has never been witnessed. At the beginning all loans and mortgages are unpaid, streets are full of homeless, and squatting becomes as socially acceptable as breathing. To try to maintain our current lifestyle everyone with stocks, gold, crypto or other assets sells them as fast as they can. Deflation becomes the norm, nothing sells because nobody has money. With less workers, governments have less taxes, all countries become a failed state, even public safety isn’t granted. Paved roads are full of potholes, then they become dust roads. You have to provide for whatever you need, without any present or future means.

4) AI takes your job, and you receive Universal Basic Income, ~ 40% likelihood
AI provides the promised productivity gains and it’s ~100% perfect, to avoid the catastrophic consequences, all governments in the world provide Universal Basic Income. Government debt increases at a much faster rate, but it’s globally accepted because everyone does it. Universal Basic Income allows you to eat and live in a shared room, sleeping in a triple bunk bed. Real state crashes because nobody can pay their loans. When your car breaks you cannot fix it. We all walk, bike, and skate instead, so we are healthy, but forget about fashion, travel and partying. All assets like stocks, gold or crypto are sold, but at a slower pace. It’s a race to the very bottom in slow motion.

As you can see, in which I think are the most likely scenarios, assets are eventually worth nothing and also, nobody can buy anything, doesn’t matter how cheap it is, because there’s no disposable income. Still, the good news is that so far nobody know exactly when the last two scenarios may happen. Some are saying years, others are saying decades, and others say it may take generations.

So enjoy life, while you still can :)